The Golden Standard of
Transparency

Experience the next evolution of digital ledgers. A true two-way peer connection that keeps your finances clear, secure, and synchronized.

Why Ruppy Khata?

Traditional billing apps are one-sided. We changed the game by building a bridge between the bill generator and the payer.

Two-Way Peer Connection

It is not just a record; it is a live link. When you generate a bill, it is instantly visible at the customer's end. Payments can be made directly from the customer's dashboard without ever visiting the bill generator.

Absolute Transparency

Eliminate confusion with a shared view. Both parties see the exact same status—whether a bill is paid, pending, or rejected. Transactions are cross-verified by both users to prevent disputes.

Verified Identity

No anonymous users. Every interaction is validated against a real device and user profile. Scan QR codes to verify user authenticity instantly.

Advanced Capabilities

Tools designed for modern financial management.

Smart Billing

From Simple notes to Detailed invoices with tax, discounts, and auto-calculations. We even handle Installments and Subscription billing cycles.

Unique Profile Cards

Your digital identity. Every user gets a unique QR card that can be scanned for instant billing or data sharing, protected by custom expiration timers.

Biometric Security

Your data is locked down. We use 6-digit PINs and Biometric verification for critical actions like deleting bills or approving payments.

Split Bills

Group expense? No problem. Split bills equally, by percentage, or by specific user amounts. We handle the math.

Direct UPI & Cash

Seamlessly integrated. Pay via UPI deep links or mark cash payments that require sender validation for total security.

Smart Notifications

Stay updated with a dedicated notification center for received bills, payment verifications, and reminders.

The Future is Golden

We are constantly evolving to meet your business needs. Here is a glimpse of what is coming next to Ruppy Khata:

Inventory Stock Management

Track your products and stock levels directly within the app.

Automated Reminders

Send payment reminders automatically via SMS and WhatsApp.

User Credit Scores

A universal credit score system for all users to build trust and reliability.